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He also offers ways we can monitor whether the new administration is really turning things around or just settling into its own version of business as usual.


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While Cafferty certainly pulls no punches when detailing the misdeeds of Bush, Paulson, and the usual Republican suspects, he is, as always, an equal-opportunity critic of the rich, powerful, and complacent in both parties. He goes after the Democratic Party examining its fiercely contested primary campaign , Nancy Pelosi, the ACLU, and causes beloved by liberals that he believes may threaten America's future. One of Cafferty's most valuable skills is his ability to connect big-picture politics with the realities of day-to-day life for most Americans.

Through moving stories of his experiences struggling to raise his own kids with values that seem to be disappearing in our culture, he brings seemingly abstract issues down to earth and reveals why they should matter to every citizen. Tight lending standards include higher down payments, higher credit-score requirements, and a debt-to-income ratio that is lower. Will it be possible for the U.

How the Great Recession Impacted American Workers

But if certain key drivers materialize, homeownership could plunge, according to findings by Wachter, Laurie S. Of course, tighter credit requirements necessitate applicants with less debt and better-paying jobs. And yet, real median household income in the U. Many looking to buy a house are less prepared to do so than their parents were at their age. Why did wages, benefits and job conditions not improve with the falling unemployment rate? That is also true, on average, in Europe and Japan.

Jack Cafferty

One possible explanation is the diminished power of unions, Barankay says, noting that some studies point out that France saw higher wage increases, but lower growth, than Germany for that reason. It is hard to know what will keep the labor market healthy, Bidwell says. That makes it very hard to know what we can do when the next downturn comes. As for what can or should be done to help those whose careers were disrupted by the Great Recession, Cappelli asks: done by whom?

Now or Never: Getting Down to the Business of Saving Our American Dream

In terms of policy, something to help graduates drowning in student loan debt would be good, as their inability to get jobs that paid enough was certainly, and continues to be, hurt. Bidwell thinks we are hard-pressed to tell a Great-Recession-changed-everything story.

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But the real question is, how long will that last? What the Great Recession did leave was a residue that Bidwell characterizes as an increased appreciation for the vulnerability of the economy.


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The Depression also followed 60 or 70 years of crisis and volatile markets. I think this last crisis delivered a great deal of cynicism about big business on behalf of the public, and probably nervousness about the stability of capital markets. Now we are sitting around asking when the next major landmine under the markets is going to blow up. Experts say a new law expected to go into effect in California could transform a number of industries that reduce costs by relying on independent contractors.

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But it will be tough for the two sides to come together, experts said. Platform vendors are increasingly offering resources to enhance the digital experience DX for users, resulting in a greater ability of businesses and other organizations to enhance productivity and profitability, roll out new products and services faster across more markets as[…].

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Log In or sign up to comment. Subscribe on iTunes! At ground level for many, though, the world has never been quite the same.